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January 5, 2026

The €4,000 Familienbonus Trap: Why That Austrian Tax Credit Isn’t What It Seems

Austrian families expecting a €4,000 Familienbonus are discovering their actual refund is hundreds of euros less, and the reason exposes a fundamental misunderstanding about how this tax credit actually works.

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Austria

December 22, 2025

The Permanent Ledger: Austria’s Kontenregister and Your 20-Year-Old Student Account

Austria’s hidden financial register retains every bank account you’ve ever opened, long after you’ve closed them. We explore what this permanent record means, why it exists, and its implications for your financial privacy.

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Austria

December 6, 2025

Austria’s Tax-Free Portfolio Transfer Reform: The One-Month Deadline That Could Cost You

Austria’s Abgabenänderungsgesetz 2025 introduces tax-neutral foreign portfolio transfers starting July 1, 2026, but the strict one-month acquisition cost disclosure requirement creates a bureaucratic minefield for investors.

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