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Assurance-Vie vs CTO: Why Risk Management Favors Life Insurance Over Ordinary Brokerage Accounts
France

Assurance-Vie vs CTO: Why Risk Management Favors Life Insurance Over Ordinary Brokerage Accounts

A deep dive into why Assurance-Vie (life insurance) beats the Compte Titres Ordinaire (CTO) for long-term investors, not through higher returns, but via fiscal durability and systemic risk protection that shields your portfolio from France’s unpredictable tax regime.

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