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Are Boosted Life Insurance Rates Stealing From Loyal Savers to Woo Newcomers?
France

Are Boosted Life Insurance Rates Stealing From Loyal Savers to Woo Newcomers?

How French insurers tap into €152 billion of long-term policyholder reserves to fund eye-catching rates for new customers, raising serious fairness questions.

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The 4% Euro Fund Mystery: How French Insurers Outperform Risk-Free Rates (And Who Pays the Price)
France

The 4% Euro Fund Mystery: How French Insurers Outperform Risk-Free Rates (And Who Pays the Price)

French life insurance funds deliver 3-4% returns while risk-free rates hover near 2%. We dissect the asset mix, reserve mechanics, and controversial ‘boosted rates’ that make this possible.

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