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January 12, 2026

What Austrians Are Really Saving For: A Portfolio Autopsy

Austrian investors are abandoning property dreams and embracing ETF portfolios, but the real goal isn’t wealth, it’s damage control. An analysis of real portfolios reveals a nation preparing for economic winter.

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Germany

December 13, 2025

When Enough Is Enough: Breaking Germany’s Frugalism Dogma

A German investor with €100K asks why keep saving. The answer reveals a growing crack in the FIRE movement’s foundation, and it’s sparking fierce debate.

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