#BVG/LPP

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January 14, 2026

The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need

A data-driven reality check on the viral claim that you need 15 million francs to retire comfortably in Switzerland, examining the three-pillar system, realistic withdrawal rates, and what your Pensionskasse actually delivers.

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Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About

Switzerland

January 14, 2026

Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About

Early retirement in Switzerland means your 2nd pillar pension becomes a prison. Here’s how to break out without getting destroyed by taxes and bureaucracy.

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Raiding Your BVG for a Vaud Apartment: Smart Move or Retirement Suicide?

Switzerland

January 8, 2026

Raiding Your BVG for a Vaud Apartment: Smart Move or Retirement Suicide?

A 38-year-old finance director wants to drain his 2nd pillar pension to buy a CHF 1.875M apartment in Lausanne, leaving just CHF 60k in emergency cash. The math looks clean. The reality? A financial tightrope walk over a retirement abyss.

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Switzerland

December 11, 2025

The Hidden Trap of Maximizing Your 2nd Pillar Too Early in Switzerland

Why young professionals rushing to max out their BVG/LPP contributions might be making a costly mistake that locks up capital for decades at dismal returns.

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