#Krankenkasse

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December 30, 2025

Quitting the Rat Race: Using Swiss Savings for a 1, 2 Year World Trip

The real cost of leaving Switzerland’s golden cage for extended travel, permit pitfalls, tax traps, and the bureaucratic price of wanderlust.

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The 10€ Krankenkasse Dilemma: When Switching Health Insurers Becomes a Question of Sanity, Not Savings

Germany

December 24, 2025

The 10€ Krankenkasse Dilemma: When Switching Health Insurers Becomes a Question of Sanity, Not Savings

A 0.81% difference in Zusatzbeitrag might net you 10€ monthly. But beneath this seemingly trivial calculation lies a behavioral economics battlefield that divides German households every January.

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Can a Single-Income Couple in Basel Afford a Child? The Unfiltered Financial Reality

Switzerland

December 11, 2025

Can a Single-Income Couple in Basel Afford a Child? The Unfiltered Financial Reality

A Basel couple with 500k CHF in assets questions whether they can afford a child on one salary. The answer reveals uncomfortable truths about Swiss family planning, the real cost of childcare, and why Basel might be your best bet for single-income parenting.

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Germany

December 5, 2025

The Retirement Health Cost Bomb: Why Your German Pension Won’t Cover Your Doctor Bills

Healthcare contributions are set to crush pension benefits by 2040, creating a financial black hole that most German savers never saw coming. Here’s what the numbers actually say.

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