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Are Dutch Households Living Beyond Their Means? The Renovation Debt Reality Check
Netherlands

Are Dutch Households Living Beyond Their Means? The Renovation Debt Reality Check

Stunned by €80,000 garden renovations and €50,000 kitchens? You’re not alone. We investigate how Dutch homeowners really finance these projects, why the average saver can only dream of such budgets, and whether this debt-fueled lifestyle is sustainable.

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Taking on Debt to Dodge Dutch Wealth Tax: The Risky Mortgage Strategy for Box 3
Netherlands

Taking on Debt to Dodge Dutch Wealth Tax: The Risky Mortgage Strategy for Box 3

Dutch homeowners are strategically increasing mortgages to reduce taxable wealth under new Box 3 rules starting 2028. This analysis breaks down the numbers, risks, and why this controversial tax avoidance tactic is gaining traction.

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Trapped in Your €1.5M Amsterdam Home: Smart Ways to Use Extreme Equity Without Selling
Netherlands

Trapped in Your €1.5M Amsterdam Home: Smart Ways to Use Extreme Equity Without Selling

Facing rising OZB taxes and forfaitaire charges on your massively appreciated Amsterdam property? Here’s how to unlock your overwaarde tax-efficiently while staying put.

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