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December 24, 2025

Negative Interest Rates Are Back on the Table, But Not Where You Think

Expert predictions of negative rates within 18 months have savers spooked. But the forecast applies to Switzerland, not Germany. Here’s what it actually means for your money.

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Swiss Mortgage Rates in 2024: The Brutal Gap Between Benchmarks and Reality

Switzerland

December 17, 2025

Swiss Mortgage Rates in 2024: The Brutal Gap Between Benchmarks and Reality

A crowdsourced reality check on what Swiss homebuyers actually paid for SARON and fixed mortgages in late 2024, plus why your bank’s ‘best rate’ might be fiction.

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Swiss Mortgage Rates Just Surged: Is 1.63% the New Normal or a Temporary Spike?

Switzerland

December 16, 2025

Swiss Mortgage Rates Just Surged: Is 1.63% the New Normal or a Temporary Spike?

A Zurich buyer saw 10-year fixed rates jump from 1.49% to 1.63% in two months. We dissect what’s driving the surge, what the SNB’s silence means, and whether you should lock in now or wait.

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