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December 16, 2025

Swiss Mortgage Rates Just Surged: Is 1.63% the New Normal or a Temporary Spike?

A Zurich buyer saw 10-year fixed rates jump from 1.49% to 1.63% in two months. We dissect what’s driving the surge, what the SNB’s silence means, and whether you should lock in now or wait.

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Bauzinsen at 4.5%: The German Mortgage Reality Check Homebuyers Can’t Ignore

Germany

December 16, 2025

Bauzinsen at 4.5%: The German Mortgage Reality Check Homebuyers Can’t Ignore

German construction rates are climbing toward 4.5%, turning 2021’s 1% financing dreams into expensive nostalgia. Here’s what the numbers actually mean for your Hauskauf.

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