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January 14, 2026

The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need

A data-driven reality check on the viral claim that you need 15 million francs to retire comfortably in Switzerland, examining the three-pillar system, realistic withdrawal rates, and what your Pensionskasse actually delivers.

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Switzerland

January 13, 2026

Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan

A transparent look at a young Swiss professional’s budget, sparking discussion on savings rates, household cost-sharing, and optimal 3a allocation strategies in high-cost Switzerland.

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Switzerland

January 9, 2026

Financial Independence in Switzerland: Why 79% of Young Swiss Are Wrong About Their Future

A data-driven reality check on achieving financial independence in Switzerland for young people, exposing the gap between pessimism and actual opportunity, with concrete strategies for employment, entrepreneurship, and the FIRE path.

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$Maxing Out 3a: The Emotional Weight of Missing CHF 0.40$

Switzerland

January 2, 2026

Maxing Out 3a: The Emotional Weight of Missing CHF 0.40

Why a forty-cent shortfall in your Swiss pension contributions can trigger an existential crisis in precision-obsessed savers

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Mortgage at 65: Can Your Swiss Bank Force You to Sell the Family Home?

Switzerland

December 23, 2025

Mortgage at 65: Can Your Swiss Bank Force You to Sell the Family Home?

Navigating retirement, mortgages, and a planned Erbvorbezug. A real case study on keeping a 1.2M CHF property with a 400k loan when income plummets.

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Switzerland

December 11, 2025

The Hidden Trap of Maximizing Your 2nd Pillar Too Early in Switzerland

Why young professionals rushing to max out their BVG/LPP contributions might be making a costly mistake that locks up capital for decades at dismal returns.

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Can a Single-Income Couple in Basel Afford a Child? The Unfiltered Financial Reality

Switzerland

December 11, 2025

Can a Single-Income Couple in Basel Afford a Child? The Unfiltered Financial Reality

A Basel couple with 500k CHF in assets questions whether they can afford a child on one salary. The answer reveals uncomfortable truths about Swiss family planning, the real cost of childcare, and why Basel might be your best bet for single-income parenting.

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