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January 14, 2026

Comdirect’s ‘Free’ All-World ETF: Why That 0.4% TER is a Dealbreaker

Comdirect’s new fee-free ETF with State Street sounds great until you spot the 0.4% TER. Here’s why German passive investors should look elsewhere.

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Young Germans Are Finally Breaking the Stock Market Taboo, But Will It Last?

Germany

January 14, 2026

Young Germans Are Finally Breaking the Stock Market Taboo, But Will It Last?

14.1 million Germans now invest in stocks and ETFs, with under-40s leading the charge. This deep dive examines whether this surge represents lasting financial literacy or a fleeting trend destined for the next crash.

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Germany

January 14, 2026

The €100k ETF Dilemma: When Does Switching Funds Actually Save Taxes in Germany?

Reaching €100k in your ETF portfolio triggers a controversial tax optimization debate. We analyze whether resetting FIFO through fund switching is smart strategy or overkill for German investors.

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Germany

January 8, 2026

From €29k to €200k: The Unsexy Truth About Building Wealth in Germany Through Boring ETFs

A deep dive into one German investor’s six-year journey to €200k through MSCI World ETFs, no inheritance, no crypto, just disciplined saving and the psychological grit to stay invested when everyone else panicked.

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From First €10,000 to Next: Why Your Early Investing Wins Matter More Than You Think

Germany

January 8, 2026

From First €10,000 to Next: Why Your Early Investing Wins Matter More Than You Think

A practical look at how small monthly contributions and systematic investing in Germany can generate real returns, even when starting with modest amounts. The psychological and financial milestones that actually matter.

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Why Do So Few Germans Invest? Breaking Down the Barriers

Germany

January 7, 2026

Why Do So Few Germans Invest? Breaking Down the Barriers

An exploration of the cultural, educational, and psychological factors preventing widespread investment participation in Germany, despite the proven long-term benefits of stock and ETF investing.

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Real-World Economics of Solar + Heat Pump: One Year of Data from a German Household

Germany

January 2, 2026

Real-World Economics of Solar + Heat Pump: One Year of Data from a German Household

A detailed financial breakdown of one German family’s first year with a 9kWp solar system, battery storage, heat pump, and EV, revealing why their €40,000 investment actually makes sense compared to gas heating.

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Germany

January 2, 2026

Germany’s Vorabpauschale: The Stealth Tax That Eats Your ETF Returns

How Germany’s advance tax payment on ETFs creates a negative compounding effect that silently erodes long-term wealth-building strategies

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The €25,000 ‘Passive Income’ Illusion: How German Investors Are Gaming ETFs and Tagesgeld in 2025

Germany

January 1, 2026

The €25,000 ‘Passive Income’ Illusion: How German Investors Are Gaming ETFs and Tagesgeld in 2025

A deep dive into the controversial strategy generating five-figure returns through clever ETF-Tagesgeld allocation, aggressive rate shopping, and tax optimization that’s dividing the German financial community

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