#Scalable Capital

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January 5, 2026

How Canadian Broker Transfer Bonuses Generate 1-2% Risk-Free Returns (And Why German Brokers Can’t Compete)

A German expat in Canada reveals how systematically switching brokers yields 1-2% annual risk-free returns, an investing hack that exposes fundamental differences between North American and German retail finance.

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Austria

December 24, 2025

Austria’s Tax Trap: Why Your Investment Losses Are Useless Without This Year-End Move

Miss the December deadline for capital loss offset in Austria, and you’re essentially donating 27.5% of your gains to the Finanzamt. Here’s how to stop the bleeding.

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Riester Rente Reform 2027: Your ETF Broker Just Became a Pension Provider

Germany

December 22, 2025

Riester Rente Reform 2027: Your ETF Broker Just Became a Pension Provider

The new Altersvorsorgedepot promises neobrokers and ETFs. We dig into the fine print to see if it’s a game-changer or just another bureaucratic promise.

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