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January 8, 2026

Why Austrian Parents Are Wasting Money on the Bundesschatz

That ‘safe’ federal bond for your kid’s savings? It’s costing you hundreds in lost returns and hidden taxes. Here’s what the data actually shows about smarter alternatives in Austria.

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Flatex Premium ETFs 2026: The Silent Expansion and the ETFs Still Locked Out

Austria

January 5, 2026

Flatex Premium ETFs 2026: The Silent Expansion and the ETFs Still Locked Out

Flatex quietly expanded its fee-free ETF savings plan list to 780 funds in 2026, but popular picks like A2PKXG remain excluded. Here’s what changed, what’s missing, and how Austrian investors should navigate the fine print.

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Why Your ‘Risk-Free’ Savings Account Is Riskier Than a Bond ETF

Austria

January 2, 2026

Why Your ‘Risk-Free’ Savings Account Is Riskier Than a Bond ETF

Austrian investors are waking up to a brutal truth: the supposedly ‘safe’ choice between Tagesgeld and money market ETFs hides risks that could cost you thousands. The real scandal isn’t volatility, it’s the silent wealth destruction neither banks nor ETF providers advertise.

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The Global Diversification Illusion: Why Your MSCI World ETF Is Just a Shadow of the S&P 500

Austria

December 31, 2025

The Global Diversification Illusion: Why Your MSCI World ETF Is Just a Shadow of the S&P 500

Think your international ETFs protect you from US market swings? The data tells a radically different story about true diversification.

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Your Grandmother’s €170k Portfolio Is Funding Your Banker’s Pension, Not Her Security

Austria

December 29, 2025

Your Grandmother’s €170k Portfolio Is Funding Your Banker’s Pension, Not Her Security

A grandson inherits control of a €170k portfolio stuffed with high-fee active funds. The real dilemma isn’t market risk, it’s navigating Austrian fiduciary law, family expectations, and the mathematical certainty that ‘mündelsicher’ advice is destroying generational wealth.

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Austria

December 24, 2025

Austria’s Tax Trap: Why Your Investment Losses Are Useless Without This Year-End Move

Miss the December deadline for capital loss offset in Austria, and you’re essentially donating 27.5% of your gains to the Finanzamt. Here’s how to stop the bleeding.

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Austria

December 16, 2025

Investing with 20 Euros: Why Your Instagram Feed Is Lying to You About Austrian Broker Accounts

A reality check for Gen Z investors in Austria: what you can actually do with spare change, why crypto influencers are wrong, and how to start without losing your shirt (or your 20€)

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Austria

December 11, 2025

EU’s New Crypto Reporting Rules: What Austrian Investors Must Know

DAC 8 and Austria’s Krypto-Meldepflichtgesetz will force crypto exchanges to report your transactions directly to the Finanzamt starting January 1, 2026. Here’s what changes and how to prepare.

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Austria

December 11, 2025

Your Crypto Transactions Just Became the Finanzamt’s Business: Austria’s Krypto-MPfG Explained

Austria’s implementation of the OECD CARF framework through the Krypto-MPfG means automatic exchange of crypto transaction data starting 2026. Here’s what every Austrian crypto holder needs to know about the end of financial privacy.

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