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January 8, 2026

Raiding Your BVG for a Vaud Apartment: Smart Move or Retirement Suicide?

A 38-year-old finance director wants to drain his 2nd pillar pension to buy a CHF 1.875M apartment in Lausanne, leaving just CHF 60k in emergency cash. The math looks clean. The reality? A financial tightrope walk over a retirement abyss.

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Why Your Parents’ House Was a Bargain and Yours Is a Luxury

Germany

December 18, 2025

Why Your Parents’ House Was a Bargain and Yours Is a Luxury

A Kiel University study reveals millennials need 14 years of saving versus 7 for boomers, plus nearly 1.5 extra annual salaries, to afford the same home. The culprit isn’t mortgage rates but a silent wealth barrier that’s reshaping German society.

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