#Austrian Banking

Explore stories and insights about Austrian Banking.

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January 2, 2026

Why Your ‘Risk-Free’ Savings Account Is Riskier Than a Bond ETF

Austrian investors are waking up to a brutal truth: the supposedly ‘safe’ choice between Tagesgeld and money market ETFs hides risks that could cost you thousands. The real scandal isn’t volatility, it’s the silent wealth destruction neither banks nor ETF providers advertise.

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Austria

December 30, 2025

Volksbank vs. Erste Bank vs. Sparkasse: The Hidden 1.25% Interest Rate Wars for Austrian GmbHs

Why your business account is probably earning 0% while others collect 1.25% interest on identical balances, and how the Austrian banking oligarchy keeps it that way.

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Austria

December 22, 2025

The Permanent Ledger: Austria’s Kontenregister and Your 20-Year-Old Student Account

Austria’s hidden financial register retains every bank account you’ve ever opened, long after you’ve closed them. We explore what this permanent record means, why it exists, and its implications for your financial privacy.

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Austria

December 10, 2025

Best Credit Cards with Rewards in Austria: Are the Benefits Worth the Fees?

Austrian consumers are questioning whether premium credit card rewards justify annual fees. This analysis cuts through marketing hype to reveal which cards actually deliver value.

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Austria

December 5, 2025

Austrian Broker Sentiment 2025: Why Trade Republic’s Tax Fiasco is Reshaping Investor Loyalty

An ongoing Broker-Test.at survey reveals mounting frustration with German neobrokers’ tax handling, while traditional Austrian platforms gain ground. The 2025 broker landscape is fragmenting along one critical fault line: who can actually handle KESt correctly the first time.

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