#Quellensteuer

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January 13, 2026

Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan

A transparent look at a young Swiss professional’s budget, sparking discussion on savings rates, household cost-sharing, and optimal 3a allocation strategies in high-cost Switzerland.

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Switzerland

January 9, 2026

Financial Independence in Switzerland: Why 79% of Young Swiss Are Wrong About Their Future

A data-driven reality check on achieving financial independence in Switzerland for young people, exposing the gap between pessimism and actual opportunity, with concrete strategies for employment, entrepreneurship, and the FIRE path.

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Swiss Couples’ Financial Dilemma: Joint Accounts, Digital Hacks, and the 0 CHF Fee Mirage

Switzerland

January 7, 2026

Swiss Couples’ Financial Dilemma: Joint Accounts, Digital Hacks, and the 0 CHF Fee Mirage

Navigating shared finances as a couple in Switzerland means confronting banking bureaucracy, creative digital workarounds, and tax implications that can turn a simple expense split into a legal puzzle.

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From CHF 2,000 to CHF 2,600: Why This Zurich Rent Increase is More Than Just a Number

Switzerland

January 2, 2026

From CHF 2,000 to CHF 2,600: Why This Zurich Rent Increase is More Than Just a Number

A real-life case study reveals how a CHF 600 monthly rent hike in Zurich, combined with moving costs and overlapping leases, creates a financial shockwave that many residents underestimate.

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Lump Sum Investing at the Market Peak: A CHF 25K Mistake?

Switzerland

January 2, 2026

Lump Sum Investing at the Market Peak: A CHF 25K Mistake?

A Swiss investor’s CHF 25,000 lump sum deployment at the February 2025 market high raises the eternal question: is timing luck or strategy?

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Switzerland

December 31, 2025

Bank Switching in Switzerland: The Hidden War Between Your Wallet and Your Habits

One third of Swiss consumers plan to cut spending in 2026, with French-speaking regions leading the charge. But switching banks for savings means confronting a deeper question: how much is your banking convenience actually worth?

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Quitting the Rat Race: Using Swiss Savings for a 1, 2 Year World Trip

Switzerland

December 30, 2025

Quitting the Rat Race: Using Swiss Savings for a 1, 2 Year World Trip

The real cost of leaving Switzerland’s golden cage for extended travel, permit pitfalls, tax traps, and the bureaucratic price of wanderlust.

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Why Your Vaud Tax Bill Feels Like Highway Robbery: The Part-Year Income Trap

Switzerland

December 30, 2025

Why Your Vaud Tax Bill Feels Like Highway Robbery: The Part-Year Income Trap

A Lausanne worker earning 6,100 CHF monthly got slapped with a 3,300 CHF tax bill for just four months of work. The shocking math behind Vaud’s tax progression and why mid-income earners in Romandie pay a steeper price than their Zurich counterparts.

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Leverage Your Toddler’s Portfolio: The Swiss Parents’ Controversial Wealth Hack

Switzerland

December 26, 2025

Leverage Your Toddler’s Portfolio: The Swiss Parents’ Controversial Wealth Hack

Exploring why some Swiss parents are using leveraged ETFs in children’s portfolios, the tax implications, and whether this is financial genius or parental recklessness.

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