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Switzerland

Explore stories and insights from Switzerland.

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The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need
SwitzerlandWeek's Pick

The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need

A data-driven reality check on the viral claim that you need 15 million francs to retire comfortably in Switzerland, examining the three-pillar system, realistic withdrawal rates, and what your Pensionskasse actually delivers.

Gold ETFs in CHF: Why Your Zero-Fee Fund Is Secretly Charging 0.36%
SwitzerlandWeek's Pick

Gold ETFs in CHF: Why Your Zero-Fee Fund Is Secretly Charging 0.36%

Uncover the hidden storage fees, domicile traps, and liquidity games that turn cheap gold ETFs into expensive mistakes for Swiss investors.

Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About
SwitzerlandWeek's Pick

Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About

Early retirement in Switzerland means your 2nd pillar pension becomes a prison. Here’s how to break out without getting destroyed by taxes and bureaucracy.

The True Annual Cost of Owning a Car in Switzerland, Hidden Expenses Revealed
SwitzerlandWeek's Pick

The True Annual Cost of Owning a Car in Switzerland, Hidden Expenses Revealed

Breaking down the real costs of Swiss car ownership reveals why many residents underestimate expenses by thousands of francs annually. From MFK inspections to parking permits, here’s what actually drains your wallet.

Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan
SwitzerlandWeek's Pick

Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan

A transparent look at a young Swiss professional’s budget, sparking discussion on savings rates, household cost-sharing, and optimal 3a allocation strategies in high-cost Switzerland.

The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need
Switzerland

The 15 Million Franc Retirement Myth: What Swiss Residents Actually Need

A data-driven reality check on the viral claim that you need 15 million francs to retire comfortably in Switzerland, examining the three-pillar system, realistic withdrawal rates, and what your Pensionskasse actually delivers.

Read Article →
Gold ETFs in CHF: Why Your Zero-Fee Fund Is Secretly Charging 0.36%
Switzerland

Gold ETFs in CHF: Why Your Zero-Fee Fund Is Secretly Charging 0.36%

Uncover the hidden storage fees, domicile traps, and liquidity games that turn cheap gold ETFs into expensive mistakes for Swiss investors.

Read Article →
Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About
Switzerland

Your Swiss FIRE Plan Is Probably Broken: The 2nd Pillar Trap Nobody Talks About

Early retirement in Switzerland means your 2nd pillar pension becomes a prison. Here’s how to break out without getting destroyed by taxes and bureaucracy.

Read Article →
The True Annual Cost of Owning a Car in Switzerland, Hidden Expenses Revealed
Switzerland

The True Annual Cost of Owning a Car in Switzerland, Hidden Expenses Revealed

Breaking down the real costs of Swiss car ownership reveals why many residents underestimate expenses by thousands of francs annually. From MFK inspections to parking permits, here’s what actually drains your wallet.

Read Article →
Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan
Switzerland

Budgeting for Life in Switzerland: A 26-Year-Old’s Real 2026 Financial Plan

A transparent look at a young Swiss professional’s budget, sparking discussion on savings rates, household cost-sharing, and optimal 3a allocation strategies in high-cost Switzerland.

Read Article →
Swiss Pension Funds Are Too Conservative, And Employees Should Have a Choice
Switzerland

Swiss Pension Funds Are Too Conservative, And Employees Should Have a Choice

Exploring why Swiss pension funds’ risk-averse strategies are leaving billions on the table and why younger workers deserve investment choice

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Revolut’s Swiss IBAN: The Fintech Mirage for Your Salary
Switzerland

Revolut’s Swiss IBAN: The Fintech Mirage for Your Salary

Revolut now offers Swiss IBANs, but does that make it ready for your salary and daily Swiss banking? A deep dive into the gap between marketing and reality.

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Financial Independence in Switzerland: Why 79% of Young Swiss Are Wrong About Their Future
Switzerland

Financial Independence in Switzerland: Why 79% of Young Swiss Are Wrong About Their Future

A data-driven reality check on achieving financial independence in Switzerland for young people, exposing the gap between pessimism and actual opportunity, with concrete strategies for employment, entrepreneurship, and the FIRE path.

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VT and Chill? The Hidden US Estate Tax Trap for Swiss Investors
Switzerland

VT and Chill? The Hidden US Estate Tax Trap for Swiss Investors

Swiss residents investing in the popular VT ETF face unexpected US estate tax liabilities and complex IRS paperwork when passing assets to heirs, despite favorable tax treaties.

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Raiding Your BVG for a Vaud Apartment: Smart Move or Retirement Suicide?
Switzerland

Raiding Your BVG for a Vaud Apartment: Smart Move or Retirement Suicide?

A 38-year-old finance director wants to drain his 2nd pillar pension to buy a CHF 1.875M apartment in Lausanne, leaving just CHF 60k in emergency cash. The math looks clean. The reality? A financial tightrope walk over a retirement abyss.

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Swiss Couples’ Financial Dilemma: Joint Accounts, Digital Hacks, and the 0 CHF Fee Mirage
Switzerland

Swiss Couples’ Financial Dilemma: Joint Accounts, Digital Hacks, and the 0 CHF Fee Mirage

Navigating shared finances as a couple in Switzerland means confronting banking bureaucracy, creative digital workarounds, and tax implications that can turn a simple expense split into a legal puzzle.

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Should Swiss Investors Still Prefer Domestic Portfolios? The Raiffeisen Debate
Switzerland

Should Swiss Investors Still Prefer Domestic Portfolios? The Raiffeisen Debate

A 60-year-old investor’s Raiffeisen portfolio sparks a heated debate about Switzerland’s stubborn home bias, hidden fees, and whether local banks serve clients or themselves.

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Switzerland’s 2025 Market Surge: Why Your ‘VT and Chill’ Strategy Just Got Swiss-Clocked
Switzerland

Switzerland’s 2025 Market Surge: Why Your ‘VT and Chill’ Strategy Just Got Swiss-Clocked

Swiss equities shocked global markets by ranking 4th worldwide in 2025, challenging the gospel of US-centric diversification. The catch? Most of those gains have a distinctly Swiss aroma, currency effects that make the numbers look very different from Zurich than from New York.

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The Reverse Swiss Mortgage Calculator That Actually Tells You What You Can Afford
Switzerland

The Reverse Swiss Mortgage Calculator That Actually Tells You What You Can Afford

An independent developer built a mortgage calculator that flips the script on Swiss banks’ opaque affordability rules. Here’s why it matters for anyone dreaming of Eigenheim.

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