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Switzerland

Explore stories and insights from Switzerland.

From CHF 2,000 to CHF 2,600: Why This Zurich Rent Increase is More Than Just a Number
Switzerland

From CHF 2,000 to CHF 2,600: Why This Zurich Rent Increase is More Than Just a Number

A real-life case study reveals how a CHF 600 monthly rent hike in Zurich, combined with moving costs and overlapping leases, creates a financial shockwave that many residents underestimate.

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Maxing Out 3a: The Emotional Weight of Missing CHF 0.40
Switzerland

Maxing Out 3a: The Emotional Weight of Missing CHF 0.40

Why a forty-cent shortfall in your Swiss pension contributions can trigger an existential crisis in precision-obsessed savers

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CHF 1.6M House Sale: Should You Buy Rental Property or Invest in the S&P 500?
Switzerland

CHF 1.6M House Sale: Should You Buy Rental Property or Invest in the S&P 500?

A Swiss homeowner’s 100% gain in 15 years creates a classic reinvestment dilemma, but the math is only half the story. The real controversy lies in a systemic conflict that makes every Swiss both tenant and landlord.

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Lump Sum Investing at the Market Peak: A CHF 25K Mistake?
Switzerland

Lump Sum Investing at the Market Peak: A CHF 25K Mistake?

A Swiss investor’s CHF 25,000 lump sum deployment at the February 2025 market high raises the eternal question: is timing luck or strategy?

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Investing 500K CHF at Market Highs: Why Your Fear Is Costing You More Than a Crash
Switzerland

Investing 500K CHF at Market Highs: Why Your Fear Is Costing You More Than a Crash

A 49-year-old Swiss investor sits on 500K in cash, paralyzed by all-time highs. The math is brutal: hesitation costs more than any correction. Here’s how Swiss investors should deploy large cash positions without timing the market.

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Double 3a Victory, Baby Bliss, and a CHF 1,600 Shock: A Real Swiss Family’s 2025 Budget Autopsy
Switzerland

Double 3a Victory, Baby Bliss, and a CHF 1,600 Shock: A Real Swiss Family’s 2025 Budget Autopsy

A brutally honest look inside a real ZH/TG family’s finances, marriage, baby, maxed pillars, and the brutal CHF 1,600 monthly income drop coming in 2026.

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Bank Switching in Switzerland: The Hidden War Between Your Wallet and Your Habits
Switzerland

Bank Switching in Switzerland: The Hidden War Between Your Wallet and Your Habits

One third of Swiss consumers plan to cut spending in 2026, with French-speaking regions leading the charge. But switching banks for savings means confronting a deeper question: how much is your banking convenience actually worth?

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Quitting the Rat Race: Using Swiss Savings for a 1, 2 Year World Trip
Switzerland

Quitting the Rat Race: Using Swiss Savings for a 1, 2 Year World Trip

The real cost of leaving Switzerland’s golden cage for extended travel, permit pitfalls, tax traps, and the bureaucratic price of wanderlust.

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Why Your Vaud Tax Bill Feels Like Highway Robbery: The Part-Year Income Trap
Switzerland

Why Your Vaud Tax Bill Feels Like Highway Robbery: The Part-Year Income Trap

A Lausanne worker earning 6,100 CHF monthly got slapped with a 3,300 CHF tax bill for just four months of work. The shocking math behind Vaud’s tax progression and why mid-income earners in Romandie pay a steeper price than their Zurich counterparts.

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S&P 500 Skepticism in Switzerland: When Index Faith Meets Alpine Prudence
Switzerland

S&P 500 Skepticism in Switzerland: When Index Faith Meets Alpine Prudence

Swiss investors are questioning the S&P 500’s perpetual growth narrative amid record valuations and currency headwinds. A deep dive into the local perspective on US equity dominance.

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Real Estate vs. Stocks in Switzerland: Your 500k CHF Decision Under 2028 Policy Siege
Switzerland

Real Estate vs. Stocks in Switzerland: Your 500k CHF Decision Under 2028 Policy Siege

A Swiss investor faces the classic dilemma with a twist: half a million francs, policy upheaval, and a tax system that’s rewriting its own rules. The numbers don’t lie, but they don’t tell the whole story either.

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The IBKR Death Trap: Why Your Spouse Can’t Access Your Investments When You Die
Switzerland

The IBKR Death Trap: Why Your Spouse Can’t Access Your Investments When You Die

Swiss investors using Interactive Brokers face a brutal reality: individual accounts freeze at death, leaving spouses locked out for months. Here’s how to outsmart the system.

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The Pillar 2 Home Purchase Dilemma: A Swiss Financial Divide
Switzerland

The Pillar 2 Home Purchase Dilemma: A Swiss Financial Divide

Swiss residents are split on using pension savings for home purchases. We analyze the math, the myths, and why even financial advisors can’t agree.

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Leverage Your Toddler’s Portfolio: The Swiss Parents’ Controversial Wealth Hack
Switzerland

Leverage Your Toddler’s Portfolio: The Swiss Parents’ Controversial Wealth Hack

Exploring why some Swiss parents are using leveraged ETFs in children’s portfolios, the tax implications, and whether this is financial genius or parental recklessness.

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